05-03-2006, 06:36 PM | #1 |
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Join Date: Aug 2005
Posts: 1,817
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Savings accounts
I have mentioned this to others, but I have gotten out of the local bank savings account business. Though I never had a huge amount of money in my typical savings account, I moved it out and went to ING. As you know, ING is one of the largest banks in the world. Its savings account is pretty terrific as of now. It is currently earning just over 4% interest and you can add or pull money out whenever you want. I also think there are a few other banks that offer pretty good savings interest but I am not familiar with the other players. All I know is, I was earning about .50% interest on my savings account at Zions.
On top of that, I got a $25 bonus for signing up (I had to deposit $250 initially). Anyway, it has worked for us. If anyone has any questions on it, let me know. If anyone has another suggestion for me on this as well, let me know. Thanks. |
05-03-2006, 06:43 PM | #2 |
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Join Date: May 2006
Location: Provo
Posts: 26
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I'm interested in hearing some more about this...my local savings account doesn't give me crap and I have a pretty good one that I think it would be worthwhile getting some good interest off of.
Thanks man. |
05-03-2006, 08:03 PM | #3 |
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The Zions bank internet money market account has about a 4% interest rate, with a deposit/withdrawal limit of 6 (i think) per month. It's working out rather well for me. I get $20 a month just to have my money grow mold in THIS vault instead of THAT vault.
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05-04-2006, 05:06 PM | #4 |
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I have also been very interested in this. I opened an ING account late last year and have been very pleased. Brick and mortar bank savings accounts are a joke compared to what you can get online. Citibank is offering a slightly higher rate than ING right now 4.5% vs. 4.00%. I opened a Citibank account last month as well. Account set-up was more hassle-free with ING than with Citibank.
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05-04-2006, 05:17 PM | #5 |
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Posts: 763
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If you're a Costco member, you can get solid rates on CDs and Money Market accounts too. http://www.capitalone.com/investment..._C3_02_T_DCSCO
If you aren't a Costco member, why not? Join, it's totally worth it. Mmmmmmm... free sample Fridays.
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05-04-2006, 06:02 PM | #6 | |
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05-06-2006, 01:08 AM | #7 |
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I have an account with EmigrantDirect myself. They're at 4.5% now. I never thought that I'd see the day when I got substantial interest off of a savings account but that is what's happening. Those $$ accrue a lot quicker than they used to(with my 1.3% credit union savings account).
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05-07-2006, 08:30 PM | #8 | |
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Get your BYU license plates http://dmv.utah.gov/licensecollegiate.html#byu You do not have to wait for your current registration to expire. Get your freakin' plates on your vehicle and be TRUE BLUE!!!!!! "I'm on my beater bike" Translation: I had this baby custom-made in Tuscany using titanium blessed by the Pope. I took it to a wind tunnel and it disappeared. It weighs less than a fart and costs more than a divorce. |
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05-07-2006, 11:09 PM | #9 | |
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Quote:
There are no minimums to open and maintain an ING account. However, if you deposit $250 at the time of opening, ING will give you a $25 account opening bonus. I can send you the link if you are interested (ING customers also get a $10 bonus for referring people who open an account with $250 or more). |
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05-08-2006, 02:33 PM | #10 | |
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Location: Salt Lake City
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Quote:
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Get your BYU license plates http://dmv.utah.gov/licensecollegiate.html#byu You do not have to wait for your current registration to expire. Get your freakin' plates on your vehicle and be TRUE BLUE!!!!!! "I'm on my beater bike" Translation: I had this baby custom-made in Tuscany using titanium blessed by the Pope. I took it to a wind tunnel and it disappeared. It weighs less than a fart and costs more than a divorce. |
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