![]() |
|
![]() |
#1 | |
Senior Member
Join Date: Jan 2006
Location: Kaysville, UT
Posts: 3,151
![]() |
![]() Quote:
Even though it's a war zone full of crack houses, etc.?
__________________
Still fat ... |
|
![]() |
![]() |
![]() |
#2 | |
Demiurge
Join Date: Aug 2005
Posts: 36,367
![]() |
![]() Quote:
Being sort of hickish and definitely not urban, you've never actually witnessed urban renewal. |
|
![]() |
![]() |
![]() |
#3 |
Senior Member
Join Date: Jan 2006
Location: Kaysville, UT
Posts: 3,151
![]() |
![]()
Good for them. If they are doing it with their own money. Just don't tell me that I have to pay for it.
__________________
Still fat ... |
![]() |
![]() |
![]() |
#4 |
Demiurge
Join Date: Aug 2005
Posts: 36,367
![]() |
![]() |
![]() |
![]() |
![]() |
#5 | |
Senior Member
Join Date: Jan 2006
Location: Kaysville, UT
Posts: 3,151
![]() |
![]() Quote:
And you continue to race bait. I NEVER said anything about "black" areas. I said that private businesses should be able to choose areas to lend in or not based on real socioeconomic data. If those areas happen to be predominantly black, that is irrelevant.
__________________
Still fat ... |
|
![]() |
![]() |
![]() |
#6 | |
Demiurge
Join Date: Aug 2005
Posts: 36,367
![]() |
![]() Quote:
Is that what you are advocating? Do you think these banks exist in a vacuum, getting no benefit from the govt. and the fed? |
|
![]() |
![]() |
![]() |
#7 | |
Senior Member
Join Date: Jan 2006
Location: Kaysville, UT
Posts: 3,151
![]() |
![]() Quote:
How about data that says foreclosures are 50% higher in the area. Or that 50% of homeowners are behind in their payments. Or that crime is astronomical so responsible people don't want to live there? All valid factors IMO.
__________________
Still fat ... |
|
![]() |
![]() |
![]() |
#8 | |
Demiurge
Join Date: Aug 2005
Posts: 36,367
![]() |
![]() Quote:
Yeah, you can get away with espousing these views in the church. But try going around to other places, and get away with saying "there is no racism in redlining." Maybe you can get SU to argue for you. He seems to live fascism these days. Last edited by MikeWaters; 09-26-2008 at 12:34 AM. |
|
![]() |
![]() |
![]() |
#9 | |
Senior Member
Join Date: Jan 2006
Location: Kaysville, UT
Posts: 3,151
![]() |
![]() Quote:
It' not in home loans per se, but I built a model a few years ago that dealt with assigning credit ratings to thos who receive collect calls from correctional facilities (I'm not kidding). Not surprisingly, demographic data including location was a big part of that model. It resulted in reducing bad debt by over 40% and there is a patent on it. Good enough? Which part of your grant-unded research has to do with this, IT, or any other host of things you think you seem to think you know all about?
__________________
Still fat ... |
|
![]() |
![]() |
![]() |
#10 | |
Demiurge
Join Date: Aug 2005
Posts: 36,367
![]() |
![]() Quote:
I hope it's not too insulting for me to interpret your own work for you. |
|
![]() |
![]() |
![]() |
Bookmarks |
|
|